skrakrtls@msn.com (네이트 메신저/msn 메신저 동일)  대화 상대

Required Health Insurance

International Students

International students are required to have health insurance. Please see "International Students" section: Health Insurance Services at CSU.

International students who have questions about insurance may contact the Student Health Insurance Office at (970) 491-1355.

Colorado State University Health Insurance Policy for International Students and their Dependents:

This is a university policy mandated by the Governing Board of the Colorado State University system. Hartshorn Health Service is working with the Office of International Programs to help students and their dependents comply with this policy. This policy must be fully enforced to ensure that the local medical community is reimbursed and that students' educational success is not hindered by unforeseen medical problems and expenses.

    Colorado State University 학교 제휴 보험과 저희 LIG 손해보험을 비교.

Insurance  Provider	학교제휴보험	LIG손해보험
Life Maximum	$1,000,000	Unlimited
Major Benefit	$250,000	$50,000 per Sickness or Injury
Copayment   보험회사에서   보상하는비율	In Network: 80%	100%
	Out of Network: 60%	100%
Deductible   고객부담금	Student:$500	No deductible
	Family:$1,000
Out of Pocket Maximum   년간 고객 부담금	Student:$2,000	100%
	Family:$3,000
Prescription Drug   약값 부담금	$200 maximum per policy year $10 copay generic$35 copay brand name$500 maximum per policy year (Includes birth control)	총 한도에서 100% 보상
Premium (Annual)	Student:$2,010 Spouse:$4,167 All Children:$2,504	Student:$492 Spouse:$492 Child:$492

보상하지 않는 손해

   1. 기왕증(보험가입 이전에 가지고 있던 질환이나 신체적 장애의 치료 및 검사를 목적으로 발생한 비용) 
   2. 임신, 출산과 관련된 비용
   3. 단순 건강 검사를 목적으로 하는 비용(시력 검사 및 건강 검진) 
   4 .예방접종비용 (학교 입학시 Immunization 포함) 

5. 정신과 질환/행동장애

6. HIV(에이즈)

7. 비뇨기계장애(요로결석)

8. 비뇨기과 질환중N39 또는 요실금